Ideas on how to Acess Opay Loan (Okash Mortgage) – All you need to Know

Ideas on how to Acess Opay Loan (Okash Mortgage) – All you need to Know

Borrowing from the bank cash in Letterigeria is easy, because of the increase off online debt collectors nowadays. These businesses promote small, short-title financing because of their consumers versus requesting any guarantee. These days, you are able to availability education loan when you look at the Nigeria, payday loan, and so on.

Throughout the Opay

Founded of the websites monster Opera, OPay try a mobile-centered platform that provides very important functions such as percentage, commercial transportation features, as well as searching deliveries, while others.

OPay represents Opera Pay. It is a comprehensive online percentage system which enables you to definitely hold out a number of transactions. It are purchasing airtime, to buy analysis, becoming a member of Pay-tv, spending electric bills, hailing a rider with OCar installment loans ND and OTrike, dinner delivery which have OFood, moving money, sending and having fee which have QR, financing that have OWealth, financing qualities that have OKash financing, investment your own gambling account, number your products or services and services which have OList and you will strengthening an on-line presence that have OLeads.

Opay Financing Software Comment (Okash Loan)

Okash mortgage are that loan software when you look at the Nigeria from the OPay category. With this platform, you can aquire a loan when you look at the Nigeria when within this times.


  1. Prompt and you may safer processing out of mortgage repayments
  2. Zero equity and you may deposit requirements.
  3. Effortless sign-upwards procedure
  4. They give you bonuses including bonuses occasionally.
  5. You are able to do the whole processes on line in your portable. You don’t have to pay an actual head to.


  1. Privacy inquiries
  2. Cost of loan repayment was highest. There are more less choices
  3. Loans is actually to have quick-term
  4. It’s got a max amount you could obtain.

How-to Borrow funds from Opay

The initial step is to download the newest OKash financing mobile application. Open a merchant account and you may fill in the desired pointers; it entails lower than 5 minutes to-do the fresh new subscription. You will get a call otherwise text message choice for verification.

Get that loan toward app, investigate Fine print and look away toward appeal speed together with fees date. Whenever you are okay on following in the list above, show the loan request, and you can get the currency within a few minutes.

Restrict otherwise Minimum Number You could potentially Borrow

The maximum amount you can apply for at any given time on OKash is N50,000. You can apply for loans as low as N3000.

Opay Mortgage (Okash Loan) Requisite

The requirement having applying for a keen OPay financing is not difficult. The mortgage service targets the Nigerians and you will has no one stringent standards the average Nigerian is not able to acquire.

Opay Financing (Okash Mortgage) Interest rate

The daily interest rate is between 0.1% to 1%, while the annual interest rate is between 36.5% and 360%. Apart from this, you will have to pay an origination fee with your loan ranging from N1299 to N6000. The duration of the loan is 91 days for the shortest tenure and 365 days for the longest tenure.

Just how to Repay Opay Financing (Okash Loan)

It is very important keep in mind that the platform utilizes a good program one to instantly debits your money when you financing fees flow from. This is why that you do not really need to go through brand new strategies listed above so long as you have enough harmony on your own membership.

Opay Loan USSD Password

The latest Opay USSD code is *955#. So it works after you currently have an account authored into system. The newest code gives you a smooth sense and also make purchases in your account.

OKash (a part from OPay) try a professional financing provider which provides quick fund into the Nigeria. Obtaining a loan on application is not difficult. You get it disbursed to your account within minutes.